Application for Loan Pre-approval

* are required entries for this form to be submitted.

This application has 8 sections.
Complete each section then click the 'submit' button.

Note : all information sent from this page will be encrypted before transmission to ensure it remains private.

Approval is subject to our normal loan standards. We can only accept applications from residents of Australia over the age of 18.

Number of Borrowers

* I / We declare that all signatories to the loan have read, understood and agree to the privacy disclaimer.
 Yes

* I / We declare that the information stated on this application is true and correct.
Yes

PLEASE SELECT

* I would like the Credit Union to provide me with a quote on Loan Repayment Insurance on this loan.
Yes No

 

Member Number
* Type of Loan
* Loan Amount required ($)
Period Of Loan
* Purpose of Loan
* Select Branch

 
* Title
* Family/Surname
* Given Names
* Date of Birth dd/mm/yy
Number of Dependants
Age of Dependants
Drivers Licence Number
Expiry Date dd/mm/yy
* Telephone (Work)
* Telephone (Home)
* Mobile
E-mail
Status
Single
Married
Divorced
Defacto
Widowed

 
* Title
* Family/Surname
* Given Names
* Date of Birth dd/mm/yy
Number of Dependants
Age of Dependants
Drivers Licence Number
Expiry Date dd/mm/yy
* Telephone (Work)
* Telephone (Home)
* Mobile
E-mail

 

* Home Address
* PostCode
* Years at Current Address Months there
* Status
Own
Buying
Renting
Boarding
Previous Address
(if less than 3
years at current address)
PostCode
Years at Previous Address Months there
Status
Own
Buying
Renting
Boarding

 

* Home Address
* PostCode
* Years at Current Address Months there
* Status
Own
Buying
Renting
Boarding
Previous Address
(if less than 3 years at current address)
PostCode
Years at Previous Address Months there
* Status
Own
Buying
Renting
Boarding

 

* Occupation
* Years there Months there
* Employer
* Employment Type
* Employer Address
* Postcode
* Telephone
* Previous occupation * Years there Months there
Previous employer
Previous employer address
Postcode

 
* Occupation
* Years there Months there
* Employer
* Employment Type
* Employer Address
* Postcode
* Telephone
* Previous occupation * Years there Months there
Previous employer
Previous employer address
Postcode

 
* Name
* Phone Number
Home Address
Postcode
* Relationship
* Name
* Phone Number
Home Address
Postcode
* Relationship

 

Amount Pay Cycle
* Net Income
Other Income

 
Amount Pay Cycle
* Net Income
Other Income

 


Please give details of your Assets and Liabilities and where applicable include those of the joint applicant.

 
 
Real Estate
address at
PostCode
Present Value
Motor Vehicles 
(Make  Model  Year)
Present Value of Vehicles ($)
Bank Accounts
Present Value of Accounts ($)
Other Assets
Present Value of Other Assets ($)
Total Assets

Mortgage on Property
Name of Lender
Approx. Balance Owing
Monthly Payment
 
Rent/Board
Landlord Details
Personal Loans
Name of Lender and Purpose
Balance Owing
Monthly Payment
Credit Cards
Company
Limit
Balance Owing
Monthly Repayment
Visa
Storecard
Mastercard
Other #1
Other #2
Overdraft
Institution
Limit
Balance Owing
Monthly Repayment
Other Liabilities
Institution
Balance Owing
Monthly Repayment
Total Liabilities
Balance Owing
Monthly Repayment

* Is the purpose of the loan wholly or mainly for a domestic, family or household purpose?
Yes No
* Have you ever been declared bankrupt?
Yes No

Please read this section before submitting your online application:

Information privacy acknowledgements and consents

Your personal information will be treated strictly in accordance with our Privacy statement as set out on our website at www.mwcu.com.au and available on request.

At any time you may gain access on request to the information we hold about you in accordance with the National Privacy Principles set out in the Privacy Act 1988 (Cth).

The personal information we collect in this on-line form is collected for the primary purpose of assessing your application. We may not be able to process your application without this information.

Other information we collect about you
If your application is for consumer credit, we may collect information about you from a business which provides information about the commercial credit worthiness for the purpose of assessing your application.

If your application is for commercial credit, we may obtain a consumer credit report about you from a credit reporting agency:

  • to assess your application; and
  • for the purpose of collecting overdue payments.
Our use of your personal information
We may use this information for some secondary purposes including:
  • managing the provision of services to you and enforcing our rights in connection with such services;
  • marketing the services of Manly Warringah Credit Union, including banking, Financial Planning and insurance services.
  • marketing any services which we provide with any of our commercial affiliates;
  • developing an understanding of the products and services you may be interested in receiving from us or our subsidiaries.
 Our disclosure of your personal information
We may disclose your personal information in the following circumstances: to our contractors and services providers (such as a mail house or commercial agent);
  • to an insurer who provides insurance to you or to us in respect of risks relating to you; and
  • where we are otherwise permitted by law.
  • at any time we may give your personal information to a credit reporting agency to obtain a consumer credit report about you and allow it to maintain a credit information file about you.
This information is limited to:
  • identity particulars - your name, sex, current and previous two addresses, birth date, employer and drivers license number;
  • the fact that you have applied for credit and the amount
  • the fact that we are a credit provider to you;
  • loan repayments which are overdue by more than 60 days and for which debt collection action has started;
  • advice that your loan repayments are no longer overdue in respect of any default that has been listed;
  • information that, in our opinion, you have committed a serious credit infringement (that is, acted fraudulently or shown an intention not to comply with your credit obligations);
  • cheques drawn by you for $100 or more which have been dishonored more than once.
Sharing of your information
We share information about your credit worthiness, credit standing, credit history or credit capacity:
  • with credit providers named in this application or in a consumer credit report about you to assess an application you make for credit, to notify other credit providers of a default by you,
  • to exchange information with other credit providers as to the status of this credit contract where you are in default with other credit providers and to assess your credit worthiness;
  • with your guarantor/ mortgagor or prospective guarantor/ mortgagor for the purpose of that person deciding whether to act as guarantor, or to keep that person informed about the guarantee.
 If you provide information about any other person, such as a guarantor or referee,
You agree to tell them:
  • that you are providing this information to us;
  • of our contact details on this form;
  • the reason you are providing their information;
  • if they are a referee or guarantor, that fact that we may not approve your application without the information; and
  • the fact that the information may be disclosed as set out in this form.
  • By submitting this on-line application form, you consent to Manly Warringah Credit Union Ltd collecting, using and disclosing your personal information as outlined above
* Yes No

You have completed this loan application.

Please tell us anything else about your financial situation which you think is relevant to this application.


Take a moment to review the details you have entered. When you are satisfied that these details are complete and correct, click the 'submit' button below.

Thank you for taking the time to complete this application.